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How Long Does it Take to File an 18 Wheeler Claim? If someone is injured in a crash with an 18 wheeler, the case can be more difficult to settle than a typical car crash claim. This is because truck accidents typically cause severe injuries. There are a variety of factors that affect the time needed to come to an agreement. Here are some of the most important considerations. Insurance claims Like all vehicles on the road, 18-wheeler truckers are required to have a minimum level of insurance. This is because collisions with large trucks are more likely to cause serious injury and property damage when compared to a car accident. These accidents can lead to death and catastrophic injuries. Because of this, it is crucial that the victims of these accidents file a claim for the compensation they are entitled to. It can be a challenge to find a policy that meets all your needs even though 18 wheeler coverage is a must. Based on the nature of the cargo your trucks carry, you may need additional types of insurance. Hazmat transporters, for instance may require liability insurance that ranges from $5 million to $5 million. Towing insurance as well as trailer exchange insurance and cargo insurance are all possible options. A knowledgeable attorney can assist you in determining what kind of coverage is required by your company. He or she will also assist you in negotiating with the insurance companies to ensure that your claim is resolved. In certain situations insurance companies might try to reduce their liability through asserting that they are at fault. This could severely diminish your claim. A lawyer can assist you to challenge these claims and obtain the maximum amount of compensation you're entitled to. Regardless of how you were injured in your crash, a knowledgeable lawyer will make sure you receive the money you're entitled to. Settlements In many instances, a truck accident victim will receive a settlement offer prior to the time a lawsuit is filed. The offer is typically below what the victim deserves. It's made by the trucking company or their legal team. The victim should not accept this offer without speaking to an attorney who specializes in personal injury. The value of a settlement will depend on several factors that include the degree of injuries, property damage, and medical expenses. Other damages that are not economic can also be considered, especially when the accident has left you physically and emotionally distressed. These damages are difficult to quantify and require an expert analysis. It is also a crucial element that determines the final amount of compensation. If you can prove the person responsible for the accident violated traffic laws or was negligent, or caused the accident by an act of negligence, they will be held accountable for your damages. There are also legal defenses to limit the liability of a party, such as contributory negligence or comparative fault. The owner of the trucking firm could also be held liable for the accident. This is possible if the driver of the truck was operating in poor condition or the company did not maintain the vehicle in good shape. In addition, if cargo was improperly loaded or a portion of the truck was not working properly, the cargo loading and shipping company could be held responsible. Filing a lawsuit You could be required to file a lawsuit when the insurance company does not provide an acceptable settlement. This can delay the resolution of your case but it could also result in a bigger settlement of damages. If you decide to settle or go to trial, a seasoned truck accident attorney is your best bet. The insurance companies in this case are going to attempt to undercut you and you'll need a lawyer to protect your interests. A Lafayette truck accident lawyer can analyze your accident and determine the value of the damages so that you receive maximum compensation. In many 18 wheeler crash the parties involved are accountable. If the truck driver was under the influence of alcohol or violated the rules regarding hours of service, then his or her employer may be held responsible. A manufacturer of a vehicle repair shop or component may be held accountable in the event that a defective component was responsible for the accident. Moreover, 18 wheeler accident law firm waterloo or shipping companies can be held liable for accidents that affect their trucks. The trucks must be loaded and moved in a safe manner to avoid them tipping or hitting the ground. This means that these companies must adhere to strict safety standards. The law also permits you to seek compensation for non-economic damages like pain and suffering. Trial The majority of truck accidents are settled through negotiations with the insurance company. A fair settlement should consider all medical expenses, treatment costs, and other losses you have and are likely to suffer. Your attorney can help you determine the potential damages in the future and the possibility of punitive damages. The amount of time needed to obtain a fair and final settlement could depend on a variety of factors, and an experienced lawyer will be able to guide you through the process. The extent of your injuries will determine how much compensation you can expect. Some injuries only affect you for a few weeks or months and others could have a a longer or permanent impact on your life. It may also take time to determine the cause of the accident, since it is not always immediately obvious in 18 wheeler collisions. This is because there may be multiple liable parties including the driver of the truck and the company who employs them. In some instances there could be mechanical issues with the vehicle which result in a crash, in the event of a crash, it is necessary to hold the manufacturer or repair shop accountable for your damages. There are many factors that affect the size of an 18-wheeler's settlement, but these cases tend to have higher settlements than those involving cars. This is due to the severity of the injuries and damages that could result from these accidents.